Lease calculator
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An example of calculating the annual rate of the total leasing price.
If you leased a car worth EUR 40,000 and the down payment was 15% (EUR 6,000), assuming the lease term is 60 months, the residual value is 35% (EUR 14,000), the mileage limit is 20,000 km per year , then the total amount of consumer credit (financed amount) is EUR 34,000, the annual variable interest rate is 5.328% (which consists of the fixed part of the interest rate - 2.29% and the variable base interest rate 3 months EURIBOR, which on 31.03.2023 was 3.038%), contract conclusion (administration) fee – EUR 350, total cost of consumer credit – EUR 7,169.09, annual rate of total cost of consumer credit – 5.98%, monthly payment – EUR 447, total amount paid by consumer credit recipient – EUR 41,169.09 . When concluding a leasing contract, the obligation to conclude an insurance contract for the leased property may be stipulated.
